Money

If you’re someone who often finds it difficult to make large lump sum payments for goods or services, you may have looked into “Buy Now Pay Later” services. Buy now pay later means that, rather than paying in a full lump sum payment for a product or services rendered, there may be an option to […]

Did you know that the government assistance that many people access to pay for their tertiary education can impact the amount of money you may be able to borrow for a home loan? The Higher Education Contribution Scheme (HECS) or Higher Education Loan Program (HELP) has allowed thousands of students to pursue higher education. While

Life insurance is one of those purchases where it’s better to have it than not. It can be a difficult product to understand with so many features and terms. Once you know how it all works together, it becomes a lot easier.  Understanding how it works should help you save money – right? After all,

Property investment is a popular way to increase a person’s wealth and secure their financial future. But changes in interest rates, fluctuations in supply and demand, and even emotional decision-making processes can make the decision to invest in property a difficult one. How an investor manages their investment ultimately determines whether or not they will

The financial climate of the future is uncertain, but it’s one that you need to be prepared to face. Ensuring that you are financially in a better position to face this uncertainty can be done by your own means, or by working with an advisor to help manage your money. A handy tip for ensuring

Term deposits are an easy and secure way to invest your funds. But it is always a good idea to do your research and shop around first to find the best return before investing. Although there has been a significant decrease in term deposit rates over the past few years, they remain a popular investment

Being the guarantor might not seem like a big commitment at first – there are no upfront costs, minimal time commitments and you are lending a helping hand. But beyond signing on the dotted lines, there are many pitfalls of going guarantor for a loved one. Whether you have been asked to go guarantor for

It may be tempting to, year in and year out, complete your own taxes to save money on hiring a tax agent – and for good reason. Tax agents may seem expensive, with many individuals spending upwards of $100 on their fees.   It can be easy to justify doing your own return when the

The easiest way to ensure that your business is receiving the payments from invoices without delay is to remain transparent with your customers throughout the process. Getting an invoice paid on time starts with making it easier for your customer to pay. Create Detailed Invoices Create for your customers an invoice that includes the essential

Interest rates have a great impact on the Australian economy, due to their ability to affect not only the price of products but also the ability to repay them. This is because the lower the interest rates are, the more money there that can be spent. The more money there is to spend, the more